First Vineyard Prepaid MasterCard®: One of the most Powerful prepaid cards on the market

By using a First Vineyard MasterCard for everyday expenses rather than cash or checks, you can earn 1% cash back on your own everyday spending, referral bonuses, and additional compensation for the everyday spending of other First Vineyard MasterCard members. Because First Vineyard is a prepaid MasterCard card, there is no interest.

Find out why thousands are choosing First Vineyard, and sign up for one of the most powerful personal use cards on the market today.
First Vineyard Fee Description:

Enrollment Fees  
Annual Fee NONE
Activation Fee $39.95
Regular Shipping Fee FREE
Express Mail Fee $15.00(each)
 
Card Fees  
U.S. Transaction Fee (Point of Sale) FREE
Foreign Transaction Fee (Point of Sale) $0.50 (each)
U.S. ATM Withdrawal Fee ($500 daily limit) $2.00 (each)
ATM Balance Inquiry Fee $1.00 (each)
International ATM Withdrawal Fee $4.50(each)
ATM Decline Fee $1.00(each)
Paper Statement Fee (mailed) $3.00 (each)
Cash Advance Fee (non-ATM Transaction) $4.50
Monthly Fee $6.95 (per month)
Replace Card Fee $15.00 (per card)
Cancellation Fee (charged if a check is issued for remaining funds on your Card Account) $15.00 (each)
Car Rental Fee $15.00
 
Add Cash Fees  
Payroll Direct™ (direct deposit) FREE
Money Order/Cashier's Check FREE
PayPal® FREE
ACH Direct FREE
Electronic funds transfer trial status $3.95
Electronic funds transfer confirmed status $1.95
In Person Payments (IPP) (10,000 locations) $3.95
Load Fee (Wire Transfer Fee) $4.95 (each)
Western Union® SwiftPay® $5.95
Retail Cash Load Fee Varies by retail partner.***
Load Fee (MoneyGram® Convenience Fee) $1.00(each)
Returned Check $25.00
 
Unique Features  
Online Card Account management FREE
Card-2-Card transfer FREE
Toll-free 24-hour Card Account information line FREE
Real-time spending summary FREE
Real-time Card Account detail report FREE
Real-time Card Account alert messaging FREE
Click-n-Pay™ Electronic Fee $0.50 (each)
Click-n-Pay™ Paper Check Fee $1.00 (each)
Send Cash Fee (send money to any bank) $0.50
Phone Call Fee (make a phone call via the Card Account information line) $0.06 per min**

*MoneyGram may charge an additional fee for using its services. Any MoneyGram fee amount is an independent fee assessed by MoneyGram only and is not assessed by The Bancorp Bank.

**This fee amount is an independent fee assessed by the individual retailer or Card processor only and is not assessed by The Bancorp Bank.

*** Log in to your Card Account online for detailed retail load fees.


** Important MasterCard Regulations **
  1. Daily Spending Limit

    A daily spending limit of $2,500 per day will be imposed on your First Vineyard MasterCard account. This limit does not include money transfers, Click-n-Pay™ bill payments, long distance fees or fees. It does include any purchases made with merchants as well as ATM withdrawals.

  2. Daily Add Cash Limit

    A daily add cash limit of $2,500 per day will be imposed for cash added to your First Vineyard MasterCard account. All methods of adding cash except Payroll Direct (direct deposit) are subject to this limit.

    If you add an amount exceeding $2,500 on any given day, any amount in excess of $2,500 will be made available on subsequent days in accordance with the daily add cash limit. For example, if you send a wire transfer of $5,500, $2,500 will be made available in your account the day we receive the transfer, $2,500 will be made available the following day, and the remaining $500 will be made available the third day.

  3. Daily Add Cash Transaction Limit

    You may add cash to your First Vineyard MasterCard account no more than three (3) times per day, excluding incoming Card-2-Card deposits.

  4. Daily Cash Withdrawal Limit

    The maximum amount that can be spent on your First Vineyard MasterCard per day is $2,500. The maximum cumulative amount that may be withdrawn from an ATM or bank teller per day is $500. Any funds withdrawn from a POS device will be subject to the maximum amount that can be spent on your First Vineyard MasterCard per day.
© Copyright 2006 - First Vineyard, Inc.
The First Vineyard Prepaid MasterCard Card is issued by The Bancorp Bank pursuant to a license from MasterCard International Incorporated. The Bancorp Bank, Member FDIC.

Obtaining Your Card: The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.